What You'll Master

Know a young adult who would benefit from better money management? Have them take this course to better understand how to manage money and build wealth through:

  • Developing and Managing a Revenue Stream

  • Creating a Budget and Setting Financial Goals

  • Making the Power of Compound Interest Work for You

  • The Importance of the Time Value of Money

  • How to Set up your Financial Accounts

Reserve Your Spot Now

This is a self-paced class. Remember that every day your young adult goes without this knowledge is a day of lost revenue and compound interest building wealth.

Financial Literacy Matters - Stay in Touch

Add your email to the mailing list to get updates and promotions

Thank You

Course Instructor

Lead Instructor

Stephen Carter

Stephen Carter is the founder of The Seed Tree Group—an organization which helps teenagers develop a strong foundation in financial literacy. A veteran teacher with over 15 years of experience, he is currently the Director of Entrepreneurship and Sustainability at a private K-12 school in Cincinnati, Ohio. MA, Xavier University; Certificate of Financial Management, Cornell University

Dr. Dean Nicholas

Head of School, Cincinnati Hills Christian Academy

"As a life-long educator in an independent school, I am constantly asking alumni how well we prepared them for college and beyond. And for all the great things we do to build innovative critical thinkers, somehow we never prepare them for something as basic as how to manage their finances. So to have Stephen Carter--one of the most engaging and inspiring teachers I know--teach a class to help young people think about money and finances is educational gold! I will recommend this to educators, parents, and students."

Joshua Wulf

Practice Technology Analytics Manager

"I've been looking for an age-appropriate finance course for my teenagers for a while. Finally I found Wealth Building Foundations and it was everything I wish I had learned at their age. Hopefully, it will help them avoid many of the mistakes I made in my youth. I can't recommend this course enough!"

Alex O'Brien

Student, University of Michigan

“As I went through Wealth Building Foundations, I was struck by how user-friendly and accessible the content is — especially for high school students. I highly recommend this course for all due to how relevant, applicable, and useful the lessons within are. I would have loved to have taken a class such as this when I was younger so that I would have a strong base of financial literacy when moving on to adult life.”

Course curriculum

  1. 1
    • Introduction to Wealth Building Foundations

    • Course Disclaimer

    • Course Survey - Complete this survey before proceeding with the course

  2. 2
    • Introduction to Module One VIDEO

    • Creating a Revenue Stream VIDEO

    • Revenue Stream Brainstorm

    • Getting a Job VIDEO

    • Obtain your Revenue Stream

    • Setting up your Bank Accounts VIDEO

    • Suggested Banks to Check Out

    • Set up your Accounts

    • Overview of Revenue Streams

    • Final Quiz - to be taken after all content in this module is completed

  3. 3
    • Introduction to Module Two VIDEO

    • All About Budgeting VIDEO

    • How a Budget Works

    • Generate Budget Categories

    • Needs and Wants

    • Spending Survey

    • Putting the Budget Together

    • Develop Your Budget

    • Final Quiz for Module Two

  4. 4
    • Intro to Module Three VIDEO

    • Understanding Compound Interest

    • How Compound Interest Works

    • Applying Compound Interest

    • Using Compound Interest

    • Making Compound Interest Work for you

    • Compound Interest Worksheet

    • The Power of Compound Interest

    • Writing Your Plan

  5. 5
    • Intro to Module Four VIDEO

    • Importance of Goal Setting

    • Organizing your goals

    • Goal Worksheet - for download

    • Goal Brainstorm

    • How to Prioritize

    • Prioritizing Template

    • SMART Goals

    • SMART Download

    • Personal growth plan

    • Creating Your Personal Growth Plan

Frequently Asked Questions

  • Do I have to read the book before taking the course?

    Reading the book, The Seed Tree: Wealth Building and Money Management Lessons for Teens, is optional prior to taking the course. The course goes MORE IN-DEPTH than the book with regard to teaching foundational financial skills.

  • How long does this course take to complete?

    The course is designed to be spread out over two to three weeks with two to three modules a week. Each module will take around 2 hours for a total time of 8-10 hours for the entire course. Students will self-pace throughout the course.

  • Is the course all online?

    Yes, the whole course is online and there are no in-person requirements.

  • Does this course require zoom or any other virtual meetings?

    No, the course will require no zoom or virtual meetings.

  • Will this course keep the attention of my teenager?

    This course is taught by a veteran teacher who has taught high school age students for 15+ years and knows how to keep their attention. The videos are short and engaging and the content is designed to keep students interested and learning all the way to the end.